I am working on my yearly budget and really want to up our savings. I think our grocery and walmart type purchases could really be streamlined, and add up to some $$$.
I know some women at work who have cut their bills in half. Our YRD (youth relations deputy)'s wife hasn't paid for toilet paper, deoderant, etc in 3 years. She use to teach a class on it, but doesn't any more. I am begging this man to convince his wife to do one more class for all us teachers.
Anyway....
I would be happy to hear about any tips you may have.
I signed up at some coupon site, and made an email address just for couponing. I printed some and need to organize them.
I really feel the need to mostly stay away from prepackaged and GMO (which is anything with soy or corn or canola) foods. But, we do use some on rare occasions.
I would really love to just not pay or learn to pay very little for toiletries. We don't use conventional toothpaste or deoderant (staying away from floride and aluminum) but we do use tiolet paper, razors, batteries, paper towels etc.
Any advise????
How do you organize it? how do you keep track? do you have a program or spread sheet????
Thanks,
And, if you have any other grocery savings ideas. I am sure we spend 800 to 1200 a month on these items. If I could save 300 more a month, I would feel like I was making a dent on our 3-6 month dave ramsey emergency fund.
Kat
I know some women at work who have cut their bills in half. Our YRD (youth relations deputy)'s wife hasn't paid for toilet paper, deoderant, etc in 3 years. She use to teach a class on it, but doesn't any more. I am begging this man to convince his wife to do one more class for all us teachers.
Anyway....
I would be happy to hear about any tips you may have.
I signed up at some coupon site, and made an email address just for couponing. I printed some and need to organize them.
I really feel the need to mostly stay away from prepackaged and GMO (which is anything with soy or corn or canola) foods. But, we do use some on rare occasions.
I would really love to just not pay or learn to pay very little for toiletries. We don't use conventional toothpaste or deoderant (staying away from floride and aluminum) but we do use tiolet paper, razors, batteries, paper towels etc.
Any advise????
How do you organize it? how do you keep track? do you have a program or spread sheet????
Thanks,
And, if you have any other grocery savings ideas. I am sure we spend 800 to 1200 a month on these items. If I could save 300 more a month, I would feel like I was making a dent on our 3-6 month dave ramsey emergency fund.
Kat
Comment